Financial Assistance Programs
The Hospital of Saint Raphael’s mission calls for it to care for all persons in need, regardless of ability to pay. As a result, Saint Raphael’s offers a variety of financial assistance programs for qualifying patients unable to pay for medically necessary services. Below are:
- A series of “frequently asked questions” regarding insurance coverage, Saint Raphael’s financial assistance program and free bed funds.
- A chart outlining Saint Raphael’s financial assistance program (FAP).
- A list of Saint Raphael’s “free bed funds”
Q: What insurance plans does the Hospital of Saint Raphael accept?
A: The Hospital of Saint Raphael participates and accepts most major insurers, including Medicare, Medicaid, HUSKY, and commercial insurance carriers (ConnectiCare, Anthem Blue Cross Blue Shield, Aetna, etc.). Please contact your insurance company for verification of specific network coverage, and individual plan requirements regarding referrals, authorizations and co-pay/deductible amounts.
Q: How do I know if I’m eligible for financial assistance?
A: If you are uninsured, underinsured or unable to pay for medical services, you may qualify for financial assistance. Click here to review a chart with the program guidelines, application process, and qualifying income levels. Financial assistance coordinators will review your case to determine if you qualify. If you are eligible, you will be asked to complete a Financial Assistance Program application. Coordinators will also help people who are uninsured apply for programs that they may be eligible for, such as LIA (Low Income Adults) or Medicaid.
Q: What types of financial assistance programs does Saint Raphael’s offer?
A: Currently, Saint Raphael’s offers two financial assistance programs to help qualifying patients offset the cost of medical services. These programs are based on Federal Poverty Income Levels. For information on Saint Raphael’s Financial Assistance Program, call 203-789-5136.
Q: What are “free bed funds?”
A: Free bed funds are donations from generous citizens or organizations that allow hospitals to provide a “free bed” for those who cannot afford medical care. The donors of these funds often establish very specific guidelines, which patients must meet before funding is awarded. The Hospital of Saint Raphael has several bed funds that may benefit qualifying patients. For a list of Saint Raphael’s free bed funds, click here. For more information, please call 203-789-3227.
Q: How do I access free bed funds at Saint Raphael’s?
A: Like with the hospital’s Financial Assistance Program, patients must apply to access free bed funds. To qualify for a free bed fund, patients must meet the criteria outlined in the Financial Assistance Program. The patient must also meet the donor’s guidelines. A Saint Raphael financial counselor can help patients through the application process. Patients, even those denied free bed funds in the past, may re-apply for future consideration.
Page last updated on Aug. 25, 2010